Savings Accounts Online with Principal Bank
Experts recommend keeping three to six months of living expenses in a savings account for easy access. Principal Bank online savings accounts make saving simple, safe and secure. Whether you're just starting to build your savings or you've been saving for years, we have a savings account to fit your needs.
Find the best savings account for you.
Regular Savings
- Earn interest on your rainy day/emergency savings
- ATM card for easy access to your savings
- Get started saving with just $100
- Money Movement available
Money Market Savings
- Tiered rates - higher rates for higher savings balances
- Checks and ATM card for easy access to your savings (6 free withdrawals per month)
- Get started saving with $2,500
- Money Movement available
Advantage Savings
- Interest rates indexed to the Federal Funds rate to keep your rate competitive
- Higher rates for higher savings balances
- Three withdrawals a month
- Get started saving with $25,000
- Money Movement available
Plus, you have six ways to make deposits to your savings account:
- Electronic deposit
- ATM deposits and transfers (Not available for Advantage Savings)
- Regular mail
- Telephone transfers
- Wire transfers
- Money Movement
