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5 min read
A tool to help you understand investing and reach your retirement goals: asset allocation
Your time and risk tolerance play a part in your retirement planning, and asset allocation can help by adjusting your investment risk to accommodate both.
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6 min read
What is a Roth IRA and how do I use it to save for retirement?
A Roth IRA offers a unique way to save for retirement: Withdrawals from both contributions and growth are tax-free, and there are no minimum requirements for withdrawal.
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7 min read
What’s the best age for me to take Social Security?
How do you decide the right time for you to begin taking Social Security? It’s complicated, but these insights can help you understand what’s best for you.
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4 min read
Target date funds: A set-and-forget retirement investing strategy
Target date funds may be a good match for you, helping balance growth opportunities with risk tolerance as you age and your goals change.
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5 min read
As you switch from saving for retirement to learning how to spend in retirement, some withdrawal strategies can help you figure out what works for you.
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4 min read
Understanding RMDs: What you need to know about withdrawing from your retirement savings
There’s a lot that goes into planning for your required minimum distributions in retirement, including when you must take them, how much you must take, and more.
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6 min read
Thinking about a 401(k) withdrawal or loan? What you should know before you take money out.
Taking money out of retirement savings with a 401(k) withdrawal or 401(k) loan may provide a financial lifeline in times of stress, but it does come with impacts that must be carefully considered.
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5 min read
Everyone wants to save more for retirement. These real-life strategies can help
You can save more—a little here, a little there—for your post-work years with some thoughtful ideas tailor-made for real life.
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5 min read
Strategies (and a free worksheet) to create a retirement budget that flexes to your goals
Not sure how to get started with your retirement budgeting? Some simple exercises can help you estimate expenses and income, and several options help you find the strategy that works for you.
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2 min read
How contributing to a retirement plan can help you save on taxes
These positive money habits can work overtime to help reduce your tax bill and build long-term retirement savings.