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5 min read
A tool to help you understand investing and reach your retirement goals: asset allocation
Your time and risk tolerance play a part in your retirement planning, and asset allocation can help by adjusting your investment risk to accommodate both.
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4 min read
Are adult caregiving duties in your future? They might be—and these steps can help you navigate
Adult caregiving duties may be in your future. Here's how to chart your way with as little stress as possible.
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6 min read
What is a Roth IRA and how do I use it to save for retirement?
A Roth IRA offers a unique way to save for retirement: Withdrawals from both contributions and growth are tax-free, and there are no minimum requirements for withdrawal.
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7 min read
What’s the best age for me to take Social Security?
How do you decide the right time for you to begin taking Social Security? It’s complicated, but these insights can help you understand what’s best for you.
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4 min read
Target date funds: A set-and-forget retirement investing strategy
Target date funds may be a good match for you, helping balance growth opportunities with risk tolerance as you age and your goals change.
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6 min read
When markets decline: Smart investing during bear markets
In a bear market, many investments drop in price, like they’re “on sale” for new investors. If you’ve been waiting to invest for the long term, here are some tips to get started.
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5 min read
As you switch from saving for retirement to learning how to spend in retirement, some withdrawal strategies can help you figure out what works for you.
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4 min read
Understanding RMDs: What you need to know about withdrawing from your retirement savings
There’s a lot that goes into planning for your required minimum distributions in retirement, including when you must take them, how much you must take, and more.
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6 min read
Thinking about a 401(k) withdrawal or loan? What you should know before you take money out.
Taking money out of retirement savings with a 401(k) withdrawal or 401(k) loan may provide a financial lifeline in times of stress, but it does come with impacts that must be carefully considered.
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5 min read
Everyone wants to save more for retirement. These real-life strategies can help
You can save more—a little here, a little there—for your post-work years with some thoughtful ideas tailor-made for real life.