Minnesota paid family and medical leave
Beginning January 1, 2026, most Minnesota workers will be eligible for paid family and medical leave under Minnesota’s Paid Family and Medical Leave (PFML) law.
PFML is available to covered individuals who work in Minnesota. This includes individuals who have earned wage credits of at least 5.3% of the state’s average weekly wage (SAWW) rounded to the next lower $100.
An employer may opt out of the state program by having a state-approved voluntary plan.
Key features
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Coverage options |
State plan or state-approved voluntary private plan |
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Funding begins January 1, 2026 |
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Waiting period |
7 days unless leave is taken for bonding |
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Benefit (begins January 1, 2026) |
90% of employee’s wages— up to 50% of the state’s average weekly wage. Plus, 66% of employee wages that exceed 50% of the SAWW, and 55% of wages that exceed 100% of the SAWW.
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Maximum benefit |
Current state average weekly wage |
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Benefit duration (within a 52 consecutive week period) |
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Principal® will offer a solution
Principal will begin quoting Minnesota PFML plans sometime in 2024. Our voluntary private plan will be available when you have other group insurance products with us.
You can be assured Principal is committed to offering a private plan that meets your obligation under the paid family and medical leave law as a Minnesota employer. Our fully insured product is available to employers who offer at least one other qualifying, insured Principal product (group term life*, dental, vision, or long-term disability) and have 10 or more employees working in Minnesota.
Get more information about the private plan solution from Principal.
Want to learn more?
Talk to your financial professional to design a benefit offering that meets the specific needs of your business and employees.