Trends and Insights

Defined benefit plan sponsors can save on their PBGC premiums.

You may be leaving a job and need to do something with your retirement savings. Or you may have old retirement accounts to consolidate. Whatever the reason, completing a rollover can help.

Should you lock in healthy funding levels?

Student loan debt is hindering employee’s retirement savings. To help, a new provision within SECURE 2.0 let’s employers match student loan payments with contributions to the employee’s retirement account.

Find answers to trending questions and answers about the SECURE 2.0 Act of 2022, including required minimum distributions (RMDs), Roth catch-up contributions, hardship self-certification and more.

Retirement plans today tend to be designed with features so the average person can begin saving with little effort. Yet, it’s seemingly not working for many employees. Instead of easier, do we need to make it harder to avoid?

While 85% of small and midsize businesses (SMB) continue to show growth or stability, more than 75% are making changes due to continued inflation and potential recession concerns. SMB employees are also concerned about inflation, in addition to their personal financial situation, and lack of pay raises.

Recent research from Principal^® found that seven in ten business owners believe that benefits help improve employee retention, recruiting, and productivity. Hear what one client says about that.

Small to midsize business (SMB) owners are offering benefits and solutions at record levels as confidence remains high and the number of growing businesses significantly increases.

A comparison of the risk management options for defined benefit plans: liability- driven investing, annuity buy-outs, and annuity buy-ins.