New York disability benefits law and paid family leave

State disability insurance (SDI) is short-term disability coverage that is legislated by this state. If you have employees working in New York, the state may require that employers provide SDI coverage for employees.

Key features of New York Disability Benefits Law (DBL)

Coverage options	State plan, self-insured or through an approved insurance carrier
Funding	Shared by employer and employees
Elimination period The amount of time before benefits are available.	7 days
Benefit The percentage of pre-disability income an employee receives.	50% of average weekly wage
Maximum benefit	$170 per week
Benefit duration The amount of time employees receive benefits.	26 weeks Maximum benefit duration for DBL and PFL benefits combined cannot exceed 26 weeks in a consecutive 52-week period.

Get more information about DBL from the State of New York.

Key features of New York Paid Family Leave (PFL)

Coverage options	Self-insured or through an approved insurance carrier
Funding	Employees contribute 0.388% of their gross wages per pay period, with a maximum annual contribution of $354.53.
Elimination period The amount of time before benefits are available.	0 days
Benefit The percentage of pre-disability income an employee receives.	67% of average weekly wage
Maximum benefit	$1,228.53
Benefit duration The amount of time employees receive benefits.	12 weeks Maximum benefit duration for DBL and PFL benefits combined cannot exceed 26 weeks in a consecutive 52-week period.

Get more information about PFL from the State of New York.

Principal^® has a solution

Principal teams up with ShelterPoint Life to offer New York Disability Benefits Law coverage to employers with New York employees. To be eligible, employers must offer group short-term disability, long-term disability, or term life coverage from Principal.

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