Employee benefits and retirement plan solutions Protect my employees Group insurance Paid family and medical leave & state disability insurance Oregon paid family and medical leave

Oregon paid family and medical leave

Oregon paid family and medical leave

As of September 2023, most Oregon workers were eligible for paid family and medical leave under Oregon’s Paid Family and Medical Leave (PFML) law. An employer may opt-out of the state program by having a state-approved private plan.

PFML is available to covered individuals who work in Oregon, including part-time and seasonal employees who have earned at least $1,000 the year prior to an application for benefits.

Federal employees, tribal governments and railroad employees covered under the federal Railroad Unemployment Insurance Act, are excluded from this law. Tribal governments and self-employed individuals can voluntarily opt-in.

Key features

Coverage options

State plan or state approved private plan. Principal® offers a fully insured private plan option.

Funding

In 2024, the present contribution rate is set at 1%, split between the employer and employee . The rate is reviewed annually; however, by statute, will never be greater than 1%.

  • Employers with 25 or more employees, pay 0.40% of the contribution rate.
  • If the employer has less than 25 employees, they do not need to contribute (unless there is an active assistance grant); however, still need to withhold their employees’ contributions.
  • Employees pay 0.60% of the contribution rate up to the present Social Security cap.

Waiting period

There is no waiting period. If eligible, an employee may receive benefits beginning the first day of their leave.

Benefit

The average weekly wage (AWW) that is equal to or less than 65% of the state average weekly wage (SAWW) is replaced at a rate of 100%; then, the portion of AAW that is more than 65% of SAWW, is replaced at a rate of 50%.

Maximum benefit

$1,568.60 per week. This is evaluated annually (every July 1) and will be set at 120% of the present SAWW.

Benefit duration (within a 52 consecutive week period)

Up to 12 weeks of combined family and medical leave per benefit year. Individuals may take an additional 2 weeks (14 total), for pregnancy, childbirth or other related circumstances; however, this is only available to the parent who is/was pregnant.

 

Get more information from the State of Oregon.

Principal® has a solution

 

We’re here to help by offering a state-approved voluntary private plan. When you have other group insurance products with us, it’s easy to add this solution. Plus, you get the same top-level service that comes with any of our products. You can be assured Principal is committed to offering a private plan that meets your obligation under the paid family and medical leave law as an Oregon employer. Our fully insured product is available to employers who offer at least one other qualifying, insured Principal product (group term life*, dental, vision, or long-term disability) and have 10 or more employees working in Oregon.

Get more information about the private plan solution from Principal.  

Submitting a claim

To start a PFML claim in Oregon, complete and submit the claim online.

Or, complete and submit the appropriate PFML claim form:

reach out

Want to learn more?

Talk to your financial professional to design a benefit offering that meets the specific needs of your business and employees.