Build your knowledge articles

Your time and risk tolerance play a part in your retirement planning, and asset allocation can help by adjusting your investment risk to accommodate both.

A Roth IRA offers a unique way to save for retirement: Withdrawals from both contributions and growth are tax-free, and there are no minimum requirements for withdrawal.

How do you decide the right time for you to begin taking Social Security? It’s complicated, but these insights can help you understand what’s best for you.

Target date funds may be a good match for you, helping balance growth opportunities with risk tolerance as you age and your goals change.

As you switch from saving for retirement to learning how to spend in retirement, some withdrawal strategies can help you figure out what works for you.

There’s a lot that goes into planning for your required minimum distributions in retirement, including when you must take them, how much you must take, and more.

Taking money out of retirement savings with a 401(k) withdrawal or 401(k) loan may provide a financial lifeline in times of stress, but it does come with impacts that must be carefully considered.

You can save more—a little here, a little there—for your post-work years with some thoughtful ideas tailor-made for real life.

Not sure how to get started with your retirement budgeting? Some simple exercises can help you estimate expenses and income, and several options help you find the strategy that works for you.

These positive money habits can work overtime to help reduce your tax bill and build long-term retirement savings.