Principal UL Flex III repriced and UL Provider Edge discontinued in 2026
We’re excited to start the new year with a more streamlined universal life product portfolio for you and your clients.
Effective Jan. 2, 2026, Principal Universal Life Flex III℠ (UL Flex III) is repriced for new-issue policies. The reprice includes a change to the optional Extended No-Lapse Guarantee (ENLG) rider to allow a benefit to a maximum age 100. This enhancement, combined with the efficient cash-value accumulation and flexible features of UL Flex III, makes it a solution to consider for a variety of business and personal insurance needs.
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In addition, Principal Universal Life Provider Edge II℠ (UL Provider Edge II) will no longer be available after Jan. 30, 2026 (Dec. 31, 2025, in New York).
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Consider UL Flex III when you’re looking for a cost-effective UL product.
Ideal clients for UL Flex III:
- Want cost-effective coverage with attractive cash-value growth
- Need flexibility to meet changing needs
- Value predictability of fixed returns
- Seek guarantees that can last well beyond life expectancy
UL Flex III target market:
- Ages 45-75
- $1 million face amount and above
- Moderate funding level
- Business insurance needs including key person, buy-sell, and key employee retention
- Legacy and estate planning needs
Learn more
Visit our UL product website for product details and marketing materials or contact the National Sales Desk at 800-654-4278.