Group benefits

Group benefits

With 8 group products and employer-paid or employee-paid options, you can create a benefits package to meet your clients’ needs.

Products and services guide (PDF)
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What we offer

 Employer paid
2-5,000 enrolled
employees 		Voluntary
5-5,500 eligible
employees 		Self-funded
100-5,000 enrolled
employees1
Dental 2
Disability, short-term 3
Disability, long-term 3  
Life 3  
Vision 3
Hospital indemnity 4 4  
Critical illness   4  
Accident   4  
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Dental

Create a benefit design, including category, deductible, co-insurance, and maximum.
A woman sitting on a sofa with her dog.

Life

Find a solution for everyone with our flexible product. Coverage can include employees and dependents.
A pregnant woman sits with her child in their home.

Short-term disability

Understand the advantage of an “own job” definition of disability instead of the more common “own occupation.”
An experienced doctor going over a chart with a younger doctor.

Long-term disability

Use the standard design or create a customized solution with optional provisions.
A boy sitting on the ground with a sketch pad.

Vision

Round out a benefits package with vision. It’s simple to administer and covers glasses and contacts.
A man and woman look at a laptop in an office setting.

Supplemental

Accident, critical illness5, and hospital indemnity-Help employees cover out-of-pocket costs for illness or injury.

Working with Principal®

Principal is proud to be part of the local community. Being in your market allows us to understand your market’s specific needs, create solutions to help solve your challenges, and develop close relationships.

Contact your local sales representative

1. Available to employers with 100+ employees and at least one insured coverage.

2. Minimum 25 in Massachusetts.

3. Two employees if sold with another coverage; 5 employees if sold standalone.

4. Must be sold with another coverage.

5. Specified disease in New York.

Important information

This is an overview of the benefits of group insurance, but there are limitations and exclusions.