Financial Professionals Policy Riders and Endorsements

Policy Riders and Endorsements

Policy Riders and Endorsements

Policy riders and endorsements

Take advantage of a broad offering of life insurance riders and endorsements to enhance the policy’s benefits. For specific details, click on product below, and refer to its profile or guide. Availability varies by state.

Principal® Guaranteed Issue Term II

Accelerated Benefits
Salary Increase

Principal® Term

Accelerated Benefits
Business Value Increase
Conversion Extension
Salary Increase
Waiver of Premium

Principal Universal Life Flex IIISM

Chronic Illness Death Benefit Advance
Extended No-Lapse Guarantee
Life Paid-Up
Salary Increase
Terminal Illness Death Benefit Advance
Waiver of Monthly Policy Charge

Principal Universal Life Provider Edge IISM

Business Value Increase
Chronic Illness Death Benefit Advance
Cost of Living Increase
Extended No-Lapse Guarantee
Life Paid-Up
Salary Increase
Terminal Illness Death Benefit Advance
Waiver of Monthly Policy Charge

Principal® Survivorship Universal Life Provider

Chronic Illness Death Benefit Advance
Extended No-Lapse Guarantee
Four-Year Term
Policy Split Option
Terminal Illness Death Benefit Advance

Principal Indexed Universal Life Accumulation IISM

Alternate Surrender Value
Chronic Illness Death Benefit Advance
Cost of Living Increase
Life Paid-Up
Salary Increase
Alternate Surrender Value
Terminal Illness Death Benefit Advance
Waiver of Monthly Policy Charge

Principal Indexed Universal Life Flex IISM

Chronic Illness Death Benefit Advance
Cost of Living Increase
Extended No-Lapse Guarantee
Life Paid-Up
Salary Increase
Terminal Illness Death Benefit Advance
Waiver of Monthly Policy Charge

Principal Variable Universal Life Income IVSM

Change of Insured
Chronic Illness Death Benefit Advance
Cost of Living Increase
Death Benefit Guarantee
Life Paid-Up
Salary Increase
Surrender Value Enhancement
Terminal Illness Death Benefit Advance
Waiver of Monthly Policy Charge
Waiver of Specified Premium

Principal Executive Variable Universal Life III

Change of Insured
Death Benefit Guarantee
Enhanced Cash Surrender Value
Life Paid-Up
Supplemental Benefit

Working with Principal®

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