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New Jersey temporary disability benefit and family leave insurance

Temporary Disability Insurance (TDI) is temporary disability coverage that is legislated by this state. If you have employees working in New Jersey, the state may require that employers provide TDI coverage for employees.

Key features of New Jersey Temporary Disability Insurance (TDI)

Coverage options

State plan, self-insured or through an approved insurance carrier

Funding

Shared by employer and employees

Waiting period

7 days (0 days if disability lasts longer than 21 days)

Benefit

85% of average weekly wage

Maximum benefit

$1,081/week in 2025

Benefit duration

26 weeks

Key features of New Jersey State Family Leave Insurance (FLI)

Coverage options

State plan, self-insured or through an approved insurance carrier

Funding

0.33% on the first $165,400 of an employee's covered wages - the maximum annual contribution is $545.82

Waiting period

0 days

Benefit

85% of average weekly wage

Maximum benefit

$1,081/week in 2025

Benefit duration

12 weeks of continuous leave in a 12-month period

8 weeks (56 days) of intermittent leave in a 12-month period