Wachter, Inc.
Your benefit package helps you prepare yourself and your family for the unexpected. As an employee of Wachter, Inc., you can purchase insurance at affordable group rates with convenient payroll deduction.
Life has its twists and turns, and the only thing you can really expect is the unexpected. That’s why being prepared for the future is important. While it’s not easy to think about what would happen to your family if you were gone, it doesn’t have to be complicated.
Here’s how life insurance works
Life insurance helps you put the people in your life first. If something were to happen to you, your life insurance proceeds would go to the people you’ve designated as your beneficiaries. Those funds can help them manage financial obligations, such as:
- Immediate expenses – funeral and medical bills
- Ongoing expenses – mortgage/rent and daily living expenses
- Future expenses – paying off debts or college funding
| Insured | Minimum | Maximum with no health questions | Maximum with proof of health |
|---|---|---|---|
| You | $10,000 | $300,000 | $500,000 |
| Your Spouse | $10,000 | $50,000 | $100,000 |
| Your Children | $5,000 | $10,000 | $25,000 |
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You protect your home, your car and even your life. But what about your income? You depend on your income for everything. So what if an illness or injury affected your ability to work? How would you pay your bills? Without an income, the money you’ve managed to save may need to be used for things like mortgage or rent and daily expenses.
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Protecting your income may not be a top priority, but maybe it should be. How long could you pay the bills if your income suddenly stopped?
Think of disability insurance as your personal safety net. If you’re too sick or hurt to work, you can rely on it to replace a portion of your income. That means you can focus on taking care of yourself, instead of worrying about how you’ll pay the bills. And since your benefit checks are sent to you, you decide how to spend your benefit – whether that’s on a big-ticket item, everyday expenses or anything in between.
Did you know accidents aren’t usually the cause of a disability? Instead, illnesses – like heart disease or cancer – cause most long-term absences.
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Everybody loves a discount! Use these to help improve your life—financially, mentally and physically. Offered by some of the most trusted companies in the U.S., these discounts and services are available through your group benefits from Principal®. These discounts are not insurance.
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- View all discounts and services (PDF) (GP62001WATCHER)
- Travel assistance website
Note: For some discounts and services, you will need to provide your group policy number. Enter: 1194051.
Discounts and services are not part of the insurance contract and may be changed or discontinued at any time. Not all products and services are available in New York.