![A financial advisor presents PBGC cost savings ideas to a DB plan sponsor team.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/e976cf73-c715-4c8d-b5ad-84758b51674a/AdobeStock_576553551_PFG.webp?h=56d0ca2e&itok=n3ZuNdxi)
Two paths to curb PBGC premiums
Defined benefit plan sponsors can save on their PBGC premiums.
![Woman reviewing her retirement savings accounts on a computer](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/5a863000-df03-44ee-843e-95c395ca767e/AdobeStock_610394197_PFG.webp?h=56d0ca2e&itok=a25LiBiD)
5 min read
How do I rollover a retirement account?
You may be leaving a job and need to do something with your retirement savings. Or you may have old retirement accounts to consolidate. Whatever the reason, completing a rollover can help.
![An employer reviews the funding of a defined benefit plan and considers risk mitigation options like liability driven investments.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/583ca280-50ad-47ae-860e-d9739d4bcc47/AdobeStock_604455868_PFG.webp?h=56d0ca2e&itok=xBNrAASK)
Now may be the right time to derisk your defined benefit plan
Should you lock in healthy funding levels?
![A group of workers shaking hands as they sit at a worktable.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/e172c20f-3d06-4f62-a1ce-1368e67898a7/AdobeStock_497478192_PFG.webp?h=3e93ec69&itok=riaw1VZD)
Help boost recruiting with the SECURE 2.0 student loan repayment 401(k) match
Student loan debt is hindering employee’s retirement savings. To help, a new provision within SECURE 2.0 let’s employers match student loan payments with contributions to the employee’s retirement account.
![Small group of people meeting to discuss Secure 2.0 Act.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/b49edd21-7f09-4660-b162-a8fcbca60d84/AdobeStock_453217978_PFG.webp?h=56d0ca2e&itok=KZh0QOFO)
7 min read
What does the SECURE 2.0 Act of 2022 mean for employers?
Find answers to trending questions and answers about the SECURE 2.0 Act of 2022, including required minimum distributions (RMDs), Roth catch-up contributions, hardship self-certification and more.
![Five young men and women gather in a semi-circle, smiling and collaborating on a work project.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/e53672a3-e664-46f9-bb5d-14fdeb00731b/AdobeStock_344290137_PFG.webp?h=cb7bdd95&itok=gvX8WXJ3)
5 min read
How to make saving in a 401(k) plan hard (to avoid)
Retirement plans today tend to be designed with features so the average person can begin saving with little effort. Yet, it’s seemingly not working for many employees. Instead of easier, do we need to make it harder to avoid?
![Small business employees in a meeting.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/0ac42973-448f-41c8-b572-67e4d278ef37/AdobeStock_500856253_PFG.webp?h=730c903b&itok=cmIWgnhL)
5 min read
While 85% of small and midsize businesses (SMB) continue to show growth or stability, more than 75% are making changes due to continued inflation and potential recession concerns. SMB employees are also concerned about inflation, in addition to their personal financial situation, and lack of pay raises.
![A small business owner walks down the hall at the office with one of her employees.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/b4b2d763-49f4-4006-85c3-a1f0e2bc49b9/Creative-Alignments_30-Ext-SME-v05B_cc_16x9-Copy-01-00_00_31_11-Still002.webp?h=d1cb525d&itok=fDKLfDE1)
2 min read
Client perspective: Benefits help your business attract and retain top talent
Recent research from Principal® found that seven in ten business owners believe that benefits help improve employee retention, recruiting, and productivity. Hear what one client says about that.
![Woman smiling with papers.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/91f90e0c-6128-4782-8307-5b8015ef0afc/GettyImages-1186932812_PFG.webp?h=56d0ca2e&itok=o1HQMve9)
5 min read
Principal® Business Owner Insights
Small to midsize business (SMB) owners are offering benefits and solutions at record levels as confidence remains high and the number of growing businesses significantly increases.
![A defined benefit plan sponsor meets with a financial professional to discuss risk mitigation and risk transfer options, specifically the annuity buy-in.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/5850afff-0a42-4a9a-a44c-031788fde6a2/AdobeStock_617035387_PFG.webp?h=56d0ca2e&itok=QerTRnMm)
5 min read
Annuity buy-ins: It’s time to explore a new pension risk management option
A comparison of the risk management options for defined benefit plans: liability- driven investing, annuity buy-outs, and annuity buy-ins.