Employee benefits and retirement plan solutions Small business employee benefits

Small business employee benefits

Less than 500 employees

Small business

When you’re a growing business, you have unique challenges. Principal® has trusted solutions.

Research and insights

Insights on top business issues and themes currently impacting small and midsize businesses (SMBs) and employees.

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Principal® Business Owner Insights

New “Priorities by Gender” data shows female business owners are more likely to say affordability and taking care of employees ...

Principal® SMB Sentiment Insights

While SMBs remain positive about the health of their business, they have increased negative feelings about ...

Comprehensive business solutions

Employee retirement plans

Stay competitive with retirement benefits, like 401(k) and 403(b) plans, and deferred compensation that help attract high-quality employees—and keep them.

Group insurance

Flexible insurance solutions, like group dental, disability, life and accident insurance, help you to build a comprehensive employee benefits package.

Business and owner protection

Safeguard your business and yourself with succession and estate planning, key employee retention, key person protection, and life and income protection.


Helpful tips for your small business and employee benefits

    Supporting my employees
    Attracting & retaining my workforce
    Protecting my business
    Growing my business
    Benefit best practices

    Tools and resources to help you and your growing business

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    Get a quick look at what organizations of your size, industry, and region offer for employee benefits.

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    Answer just a few questions to get free, tailored strategies to safeguard your business, employees, and personal lifestyle.

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    Find a financial professional

    Our nationwide network can help you design small business employee benefits and protection plans made for you and your business.

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    SEPTEMBER 10, 2024

    Strategies to manage generational differences in the workplace

    Webinar key takeaways:

    • The impact of a multigenerational workplace.
    • Strategies to help manage culture and generational perceptions in the workplace.
    • Practical tips from business leaders to be successful in a multigenerational workplace, including strategies for recruiting and retention, and offering benefits that meet employee life stage needs.
    Watch replay

    Expertise you can trust

    No. 2 provider of total group benefits (dental, life, and disability) insurance

    No. 1 provider of nonqualified deferred compensation (NQDC) plans

    144,000+ total Principal small and midsize business customers

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    Get free step-by-step guides informed by Principal expertise and the experiences of employers like you.