Principal® Term
Principal® Term

Help clients take the first step in protecting their financial future.

Term insurance can be used in a variety of ways, including to provide protection for families, as funding for business solutions, and as a key employee benefit offering.

Principal Term is available as 10-Year, 15-Year, 20-Year, and 30-Year. It offers competitive rates for many ages and risk classes plus the option to select a policy with the right to convert to a permanent policy—and is ideal for ages 35-55. This product is approved in all states except New York.

Riders and endorsements

Learn more about the available riders and endorsements for Principal Term.

Working with Principal®

We're more than just products.  It's about the service you'll receive from Principal and the experience, education, and ease of doing business.

To get started, contact your internal sales team at 800-654-4278.

Important information

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Plan administrative services offered by Principal Life. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. Guarantees are based upon the claims-paying ability of the issuing insurance company. For financial professional use only. Not for public distribution. Contract rider descriptions are not intended to cover all restrictions, conditions, or limitations. Refer to rider for full details.