![Couple nearing retirement discussing retirement income with financial professional](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/268f1128-93ea-4aa1-ac15-d0cf926bd0ac/AdobeStock_124998241_PFG.webp?h=56d0ca2e&itok=UCet4wHG)
5 min read
What is retirement income and how to create a plan for yours
By building retirement income that’s from diverse sources, you’ll can help ensure you’re able to fund your post-work years.
![Couple sitting in kitchen working on updating a will.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/852b7b5b-328f-4b71-9a9f-3f555f9714d2/AdobeStock_392923835_PFG.webp?h=56d0ca2e&itok=RqkXuaw_)
4 min read
7 doable steps to help you create a will
A list of assets and an executor are just two of the things you need to help you create a will.
![Young man and woman working together at a table to create a retirement plan.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/dcd3836a-0f59-4eb7-b148-8385ccea594d/AdobeStock_129544703_PFG.webp?h=56d0ca2e&itok=CNbjEaVA)
3 min read
What will Social Security look like when you retire?
Planning for retirement includes lots of considerations, including how Social Security may change over time.
![Millennial man and woman walking in nature with child on man's shoulders.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/21359e32-fe0a-4247-8c1d-813523c4f07c/AdobeStock_226338764_PFG.webp?h=56d0ca2e&itok=pICPAYZk)
Retirement planning for millennials: How to get started and make progress
There are hurdles for millennials to save for retirement, but there are also steps that can help ensure retirement savings for people in their 30s and 40s becomes a habit.
![Grandparent surrounded by family during a summertime picnic outside.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/f0b8a989-02ea-48f3-9dff-b9c8cac30fa0/AdobeStock_558712970_PFG.webp?h=854a7be2&itok=jaDwrMC4)
7 min read
At what age should I take Social Security?
Here are key factors that come into play when you’re considering the best age to file for your Social Security retirement benefits.
![Young couple in their kitchen looking over documents as part of their financial planning.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/4eeb6f24-a5c0-4727-8ce9-31cdd1fc2449/AdobeStock_613249430_PFG.webp?h=2e5cdddf&itok=csDSMmEg)
11 min read
Personalized financial planning explained step-by-step
Create a personalized financial plan, start-to-finish, for all your financial goals, with tools and resources to help you succeed, including tips on investing beyond your 401(k).
![Man in suit looking at his phone to check personal information.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/b9a386c8-5e56-4314-9fa5-19cfa0e69634/AdobeStock_246060460_PFG.webp?h=56d0ca2e&itok=O1vDIrPu)
4 min read
10 tips to help protect your retirement accounts from getting hacked
From two-factor authentication to secure Wi-Fi access, these easy to-dos help keep your online accounts safe from fraudsters.
![Photo of couple evaluating the impact of interest rate changes.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/76bd5052-46fe-4d94-ba64-db1e53a5e76c/articlehero_interest_rates_AdobeStock_274989153.webp?h=089c183f&itok=mwJ8czja)
4 min read
What should you do when interest rates go up or down?
Evaluating the impact of interest rate changes on everything from big purchases to daily savings goals can help you create your financial plan.
![Woman holding a baby on her lap while she looks at her credit score on a computer](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/da113edb-579c-4ea6-b32b-e9af0d160ec2/AdobeStock_391331423_PFG_hero.webp?h=089c183f&itok=oJ23yrt2)
5 min read
Finance 101: What is credit, a credit score, and a credit report (and why they matter)
Understand the factors that make up a credit score and know how to check your credit report to help build your financial foundation.
![Woman checking investments on her mobile phone.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/cb33643a-4b1a-4f78-b7a0-f2915deaa392/AdobeStock_189222820_PFG.webp?h=2e5cdddf&itok=uB-KK8pT)
3 min read
What’s investment risk and risk tolerance (and how to navigate them both)
Risk accompanies all sorts of activities, including investment. What types of risks may impact your retirement and savings accounts?