Retirement plan design best practices
5 min read
How to make saving in a 401(k) plan hard (to avoid)
Retirement plans today tend to be designed with features so the average person can begin saving with little effort. Yet, it’s seemingly not working for many employees. Instead of easier, do we need to make it harder to avoid?
6 min read
Retirement plan design consulting for health care organizations
Designing a retirement plan that helps all health care workers save for retirement can be challenging. Using ownership structure and tax status, Marc Howell presents plan designs to help participants save more, pass nondiscrimination testing, and watch the bottom line.
5 min read
Retirement disruptors to watch by 2030
Transformation of the retirement industry is underway. Explore how to get ready for the demands of Gen Z, new retirement investments, and phased retirements.
Pension plan insights
Now may be the right time to derisk your defined benefit plan
Should you lock in healthy funding levels?
5 min read
Annuity buy-ins: It’s time to explore a new pension risk management option
A comparison of the risk management options for defined benefit plans: liability- driven investing, annuity buy-outs, and annuity buy-ins.
Retirement legislation and regulation
Help boost recruiting with the SECURE 2.0 student loan repayment 401(k) match
Student loan debt is hindering employee’s retirement savings. To help, a new provision within SECURE 2.0 let’s employers match student loan payments with contributions to the employee’s retirement account.
7 min read
What does the SECURE 2.0 Act of 2022 mean for employers?
Find answers to trending questions and answers about the SECURE 2.0 Act of 2022, including required minimum distributions (RMDs), Roth catch-up contributions, hardship self-certification and more.
SECURE 2.0 Act: IRS offers updated guidance to new retirement rules
The latest IRS guidance on the SECURE 2.0 Act of 2022. Get clarity on 401(k) auto enrollment and escalation, using financial incentives, and treating certain funds as Roth contributions.
Want to learn more?
Check out these helpful resources and materials below. Still have questions? Reach out to your local Principal® representative or support team.